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Gian Ceretto
Mortgage Consultant NMLSR ID: 693569
Cell: 619-573-5778 Fax: 844-593-1091 Gian.Ceretto@phmloans.com
516 5th Avenue San Diego, CA 92101 MAP IT

About Gian Ceretto

Gian Ceretto (NMLSR #693569) is an experienced Mortgage Consultant with over 15 years in the mortgage financing industry. Additionally, he has served in a Real Estate Broker role. This experience along with having worked just about every operational position of a mortgage company early in his career, Gian has a thorough understanding of the entire home buying and mortgage process. In 2019, Gian was recognized for completing the largest mortgage loan in company history – a whopping $9.25M mortgage!

His personal goal is to help educate both clients and business partners about the home financing process, so each can move forward with an informed, efficient mortgage loan transaction. His achievement in earning top customer satisfaction ratings among clients every year since joining the organization in 2014 is evidence that he is meeting his goal.

Contributing to his success, Gian possesses a dual Baccalaureate degree from the University of Hawaii with a Bachelor of Business Administration and a Bachelor of Arts in Economics. With this deep understanding of market fundamentals, Gian can clearly and effectively communicate market trends impacting the real estate and mortgage markets. He often mentors new real estate agents as well as fellow Mortgage Consultants.

Gian is a San Diego native and currently resides in North County San Diego with his wife and three daughters. In his spare time, he enjoys spending time with his girls, surfing at the local beaches and hiking the backcountry of Southern CA.

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